Seller's Stamp Duty (SSD) Calculator (Singapore)
Estimate Seller's Stamp Duty (SSD), which depends on when you bought, how long you held the property and the sale price or market value.
Open the free calculator →What you'll need
- Acquisition date
- Sale/disposal date (holding period)
- Sale price or market value (higher of)
How it works
SSD applies when you sell residential property within the holding period. For property bought on/after 4 Jul 2025, the holding period is 4 years with rates of 16% / 12% / 8% / 4%. HDB flats are generally unaffected due to the Minimum Occupation Period.
Current Singapore rules
| Held for | Rate |
|---|---|
| Up to 1 year | 16% |
| 1 to 2 years | 12% |
| 2 to 3 years | 8% |
| 3 to 4 years | 4% |
| More than 4 years | 0% |
Worked example
A home bought on 1 Aug 2025 and sold within the first year at $1,200,000 attracts SSD of 16% = $192,000, on the higher of price or market value.
Important assumptions
- Holding period uses whole-year anniversaries
- Charged on the higher of price or market value
- Property bought 11 Mar 2017–3 Jul 2025 used a 3-year period (12%/8%/4%)
Cases not fully modelled:
- SSD exemptions for certain transfers (no application needed)
- Industrial-property SSD (different schedule)
- Pre-2017 historical schedules beyond display
Official sources and verification
Direct links to the relevant official pages. Rules and rates change; last checked 21 June 2026. Always confirm against the official source.
Open the free calculator →Frequently asked questions
What is the SSD holding period now?
For property bought on or after 4 Jul 2025 it is 4 years; selling within that window attracts 16%/12%/8%/4% by year held.
Does SSD apply to HDB flats?
HDB flats are generally unaffected because of the Minimum Occupation Period, which usually exceeds the SSD window.
What value is SSD charged on?
The higher of the sale price or the market value, payable within 14 days of the sale.