Singapore Financial Calculator Guides (2026)
Every guide on PlanLiaoMah, grouped by topic. Each explains the official rules in plain English, and most include a free interactive calculator right on the page — figures verified against CPF Board, IRAS, HDB, MAS and LTA sources.
Open all 10 full calculators →CPF
CPF CalculatorMonthly contributions by age, the OA/SA/MA split, and a year-by-year projection toward the retirement sums on official 2026 rules.Calculator on page
CPF LIFE CalculatorEstimate monthly payouts from 65 by retirement sum tier (BRS / FRS / ERS) and see how the plans differ.
Property & Stamp Duties
HDB & Property AffordabilityWhat you can afford under MSR/TDSR, loan tenure rules, CPF usage and the full upfront-cost build-up.Calculator on page
Stamp Duty Calculator (BSD)Buyer's Stamp Duty on the tiered 1–6% rates, plus ABSD by buyer profile.Calculator on page
ABSD CalculatorAdditional Buyer's Stamp Duty by residency and property count — 0% to 65% under the current schedule.Calculator on page
Seller's Stamp Duty (SSD)SSD by acquisition date and holding period, including the 4-year schedule for purchases on/after 4 Jul 2025.Calculator on page
Retirement & Tax
Retirement CalculatorHow much you need, what your savings could grow to, and the monthly gap — with CPF LIFE folded in.
SRS CalculatorTax relief from SRS contributions at YA2026 resident rates, and how withdrawals are taxed from your prescribed retirement age.Calculator on page
Everyday Money
Take-Home Pay CalculatorNet monthly salary after employee CPF by age band, with the $8,000 wage ceiling applied.Calculator on page
Budget CalculatorSplit take-home pay with the 50/30/20 guide and size your emergency fund.Calculator on page
Insurance Needs CalculatorDeath/TPD and critical-illness benchmarks, and a needs-based gap from your own numbers.Calculator on page
Education Fund CalculatorWhat university could cost by the time your child enrols, and the monthly saving that funds it.
Car Cost CalculatorThe true cost of a car in Singapore — OMV, ARF, COE, VES, MAS loan rules and total cost of ownership.
Net Worth CalculatorAssets minus liabilities, liquid vs restricted, and projected retirement cashflow.
All figures are educational estimates on official published rules — not financial, tax or legal advice. Sources and verification dates are listed on each guide and on the Sources page.
Open all 10 full calculators →